Your statements, read plainly
Every bank lets you download statements as CSV. Drop a few months in and get the read your banking app never gives you: what a month really costs, what recurs and what it adds up to a year, which merchants take the most, and what fees and interest quietly cost. It all runs in your browser — statements are never uploaded or stored.
Download CSV statements from your bank or card's website (usually under Statements → Download → CSV) and drop them here — several at once, checking and cards together. They are read right here in your browser; nothing is uploaded, ever.
What you get
Not a budget you typed in — the median month of what actually left, with transfers between your own accounts kept out so moving money to savings doesn't look like spending.
Every steady monthly charge found by rhythm, not by a list of known subscriptions: the gym, the phone, the streaming, the interest charge — each with its yearly cost.
Parsing and every number on the page happen on your device. There is no upload in this product; the only request it ever makes with something you typed is the optional email signup.
CSV works today. Some banks only hand out PDFs — that reader is being built. Leave an email for one message when it lands; nothing else.
By submitting you agree we may email you about this product. Privacy policy. We collect only what's listed there, and it stays with Avyth LLC.
Questions
In your bank or card's website, open Statements or Activity, pick a date range, and choose Download → CSV (sometimes 'Excel' or 'spreadsheet'). Most US banks offer 12–24 months. A few only offer PDF — that's the reader we're building next.
No. Files are read in your browser's memory and the analysis runs there too. Close the tab and it's gone. There is no upload code in this product, and the privacy page lists the only things that ever reach us.
We sniff the columns rather than assume them: date, description, and either a signed Amount or a Debit/Credit pair, with US, day-first or ISO dates. The page tells you exactly how each file was read so a wrong guess is visible. If yours isn't read right, email support@avyth.com with the bank's name (never the file) and we'll add it.
By rhythm: the same merchant charged three or more times, roughly monthly to quarterly, for roughly the same amount. That catches things no keyword list knows about — and leaves your weekly grocery run out.
No. It's arithmetic over your own statements, shown plainly. What you do with it is yours.